Loans

As your life changes, your financial needs change too. Starting a family, the need for a new or larger vehicle, or handling an unexpected event may have you thinking about a loan. Let AK Investment Bank help with affordable, competitive rates, as well as personalized assistance to help you select a loan product that fits your budget and supports your overall personal financial goals.

BORROW ONLY WHAT YOU NEED

CONSIDER A LARGER DOWN PAYMENT TO KEEP MONTHLY PAYMENTS LOW

SAVE .25% APR ON YOUR LOAN RATE

WHEN YOUR PAYMENT IS DEDUCTED AUTOMATICALLY FROM YOUR AK INVESTMENT BANK CHECKING OR SAVINGS ACCOUNT.

NO PRE-PAYMENT PENALTY

SINCE ALL AK INVESTMENT BANK LOANS ARE SIMPLE INTEREST AND YOU ONLY PAY INTEREST ON THE UNPAID BALANCE.

When the time comes for a loan, our application process is easy. Applications take about 15 minutes to complete and provide an instant decision when submitted. To apply in person bring your most recent Leave Earnings Statement (LES) or your two most recent pay statements (for civilians), and any other proof of income you want considered with your application. There's no appointment necessary.

1 APR = Annual Percentage Rate. View current effective rates. A .25% APR rate reduction is available with automatic payment from your AK Investment Bank checking or savings account. Reduction is not available for Line of Credit or CD Secured Loans. Other rates and terms may apply and will be determined by credit history, loan amount and loan term requested.

ACCOUNT ALERTS

Select the alerts that work for you:

  • Balance Summary - Alert containing Checking and Savings Account balance information
  • Low Balance - Alert sent when minimum Checking or Savings account balance falls below account holder pre-set limit
  • Insufficient Funds - Alert sent when an item is presented for payment on an account with insufficient funds
  • Direct Deposit - Alert sent when an ACH credit/direct deposit is posted to your account
  • Large Posted Item - Alert sent when a debit exceeding your set threshold posts to your account
  • Address/Phone/E-mail Changes - Alert sent when information on your Checking or Savings Account is changed
  • Online Banking Username Change - Automatic alert when your Online Banking username is changed
  • Online Banking Lockout - Alert sent after three unsuccessful login attempts, resulting in lock out of Online Banking access
  • Online Banking Password Change - Alert sent when your Online Banking password is reset or changed
  • Online Banking Failed Login - Immediate alert sent when multiple failed password or challenge question attempts have occurred
  • New External Transfer - Alert sent when you set up a new External Transfer account
  • New Euro Payee - Automatic alert notifies you when a Euro payee is added to your Online Banking profile
  • Executed Euro Payment - Alert sent when a Euro payment is successfully executed